Chicago's Trusted
Hard Money Lender
Fast Fix-and-Flip Loans & Investment Property Financing Nationwide
3-7 Day Closings | Serving Nationwide Investors | Based in Deerfield, IL
Hard Money Loan Programs
Flexible hard money financing solutions for real estate investors in Chicago, Illinois, and nationwide
Fix & Flip Hard Money Loans
Fast funding for property acquisition and renovation. Competitive hard money rates starting at 9.5% with flexible terms tailored to your project timeline. Serving Chicago, Illinois, and all 50 states.
Bridge Loans
Short-term bridge loan financing between acquisition and permanent financing. Quick 3-7 day approvals to keep your real estate deals moving forward without delays.
Commercial Real Estate Loans
Specialized hard money lending for multi-family properties, retail spaces, office buildings, and mixed-use developments. Experience with Chicago's unique commercial market dynamics.
Construction Loans
Ground-up construction and major renovation financing with flexible draw schedules. Experienced project oversight for construction projects from single-family to multi-unit developments.
Cash-Out Refinance
Access the equity in your investment properties to fund new opportunities and expand your portfolio. Competitive hard money refinance rates for experienced real estate investors.
Portfolio Loans
Comprehensive hard money financing solutions for investors managing multiple properties. Streamlined processes for experienced investors with proven track records across any market.
Why Real Estate Investors Choose SH Private Lenders
Local Chicago expertise, nationwide reach, and a commitment to your success as a real estate investor
Lightning-Fast 3-7 Day Closings
Get approved in 24-48 hours, close in 3-7 days. We understand that timing is everything in competitive real estate markets. Our streamlined hard money loan process beats traditional lenders by weeks.
Flexible Hard Money Terms
Customized loan structures designed around your investment strategy and project requirements. We understand different projects and markets require different approaches to hard money lending.
Chicago Expertise, Nationwide Reach
Based in Deerfield, IL, we specialize in Chicago and Illinois markets while serving hard money borrowers across all 50 states. Local knowledge meets national capabilities.
Experienced Lending Team
Decades of combined experience in hard money lending, real estate development, and construction management. We've funded projects from luxury rehabs to multi-family developments.
Proven Track Record Since 2020
Over $50 million in hard money loans funded and 200+ successful projects completed. Competitive rates starting at 9.5% with reliable service that keeps investors coming back.
Investor-Focused Approach
We understand the real estate investor mindset because we're investors too. Your success is our priority—we structure hard money loans that make financial sense for your deals.
Project Types We Fund With Hard Money
From single-family rehabs to large commercial developments—hard money financing for every project type
Residential Fix-and-Flips
Single-family and multi-family renovation hard money loans across all markets nationwide
Commercial Properties
Office, retail, and mixed-use development hard money financing throughout Chicago metro and beyond
New Construction
Ground-up builds and major renovations with hard money construction financing across all markets
Hard Money Lending Resources for Investors
Expert guides and insights for real estate investors using hard money loans
Chicago Fix-and-Flip Investment Guide
Complete neighborhood analysis, profit margins, and best practices for Chicago real estate investors using hard money loans.
Read Guide →Hard Money vs. Traditional Loans
Detailed comparison showing when to use hard money lending for real estate deals. Understand costs, timelines, and which financing fits your strategy.
Compare Options →Hard Money Loan FAQ
Answers to common questions about hard money loans, LTV ratios, rates, timelines, and the lending process.
View FAQs →What Our Hard Money Borrowers Say
“Absolutely fantastic service!”
Carmen Sudduth
Google Review
“Highly recommend for a smooth and stress-free experience!”
Ben Yeshurun
Google Review
“I'll definitely work with them again.”
Shlomo Arel
Real Estate Broker · Google Review
Ready to Fund Your Real Estate Project?
Get a free consultation and custom hard money loan quote tailored to your investment goals. We close in 3-7 days.
Contact SH Private Lenders
Ready to fund your project? Reach out for a free hard money loan consultation—we respond within 24 hours.
SH Private Lenders
Address:
570 Lake Cook Rd Ste 300, Deerfield, IL 60015
Service Area:
Chicago, Illinois, and All 50 States
Phone:
(773) 245-6683Business Hours:
Monday - Saturday: 7:00 AM - 8:00 PM CST
Sunday: Closed
Specializing In:
Hard Money Loans, Fix-and-Flip Financing, Bridge Loans, Construction Loans