Chicago's Trusted
Hard Money Lender

Fast Fix-and-Flip Loans & Investment Property Financing Nationwide

3-7 Day Closings | Serving Nationwide Investors | Based in Deerfield, IL

$50M+
Funded in Loans
5+ Years
Serving Chicago Investors
200+
Projects Completed
3-7 Days
Average Closing Time
OUR LOAN PROGRAMS

Chicago Hard Money Loan Programs

Flexible financing solutions designed specifically for Chicago and Illinois real estate investors

Chicago Fix & Flip Loans

Fast funding for property acquisition and renovation throughout Chicago metro area. Competitive rates starting at 9.5% with flexible terms tailored to your project timeline. Serving Lincoln Park, Logan Square, Pilsen, and all Chicago neighborhoods.

Bridge Loans Illinois

Short-term financing solutions between acquisition and permanent financing. Quick 3-7 day approvals to keep your Chicago real estate deals moving forward without delays.

Commercial Real Estate Loans

Specialized lending for Illinois multi-family properties, retail spaces, office buildings, and mixed-use developments. Experience with Chicago's unique commercial market dynamics.

Construction Loans Chicago

Ground-up construction and major renovation financing with flexible draw schedules. Experienced project oversight for Chicago area construction projects from single-family to multi-unit developments.

Cash-Out Refinance

Access the equity in your Illinois investment properties to fund new opportunities and expand your portfolio. Competitive rates on refinancing for experienced Chicago investors.

Portfolio Loans

Comprehensive financing solutions for investors managing multiple properties across Chicago and Illinois. Streamlined processes for experienced investors with proven track records.

WHY CHOOSE US

Why Chicago Investors Choose SH Private Lenders

Local expertise, national resources, and a commitment to your success in the Chicago real estate market

Lightning-Fast 3-7 Day Closings

Get approved in 24-48 hours, close in 3-7 days. We understand that timing is everything in Chicago's competitive real estate market. Our streamlined process beats traditional lenders by weeks.

Flexible Terms for Chicago Markets

Customized loan structures designed around your investment strategy and Chicago project requirements. We understand different neighborhoods require different approaches.

Chicago Expertise, Nationwide Reach

Based in Deerfield, IL, we specialize in Chicago and Illinois markets while serving investors across all 50 states. Local knowledge meets national capabilities.

Experienced Team

Decades of combined experience in lending, Chicago real estate development, and construction management. We've funded projects from Lincoln Park luxury rehabs to South Side multi-family developments.

Proven Track Record Since 2020

Over $50 million in loans funded and 200+ successful Chicago projects completed. Competitive rates starting at 9.5% with reliable service that keeps investors coming back.

Investor-Focused Approach

We understand the Chicago investor mindset because we're investors too. Your success in the Illinois market is our priority—we structure loans that make financial sense.

PROJECT TYPES

Chicago Project Types We Fund

From single-family Chicago rehabs to large Illinois commercial developments

Chicago Residential Fix-and-Flips

Single-family and multi-family renovations across all Chicago neighborhoods

Illinois Commercial Properties

Office, retail, and mixed-use developments throughout Chicago metro

Chicago New Construction

Ground-up builds and major renovations across Illinois markets

INVESTMENT RESOURCES

Chicago Real Estate Investment Resources

Expert guides and insights for Chicago fix-and-flip investors

Chicago Fix-and-Flip Guide 2025

Complete neighborhood analysis, profit margins, and best practices for Chicago real estate investors. Learn which neighborhoods offer the best returns.

Read Guide →

Hard Money vs. Traditional Loans

Detailed comparison showing when to use hard money for Chicago deals. Understand costs, timelines, and which financing fits your strategy.

Compare Options →

Hard Money Loan FAQ

Answers to common questions about hard money loans, LTV ratios, rates, timelines, and the Chicago lending process.

View FAQs →

"In Chicago real estate investing, speed and reliability matter. SH Private Lenders delivers both with competitive rates, local expertise, and a team that understands what Illinois investors need to succeed."

— The SH Private Lenders Team

Ready to Fund Your Chicago Real Estate Project?

Get a free consultation and custom loan quote tailored to your Chicago investment goals. We close in 3-7 days.

GET IN TOUCH

Contact SH Private Lenders

Ready to fund your Chicago project? Reach out and we'll get back to you within 24 hours.

SH Private Lenders

Location:

Deerfield, Illinois 60015

Service Area:

Chicago, Illinois, and All 50 States

Business Hours:

Monday - Friday: 8:00 AM - 6:00 PM CST

Saturday: By Appointment

Specializing In:

Chicago Fix-and-Flip Loans, Illinois Bridge Loans, Construction Financing

Request Information